WHEREAS

A. The Bank is able to provide its customers with a range of banking services and products, known as the “Reflex Cash Management Services”, which are made available via its website, rhbbank.com.my.

B. The Company wishes to apply to Bank for access and/or use Reflex Cash Management Servcies and in this regard, on 11 November 2015, the Company submitted the application form for Reflex Cash Management Services ("Application Form"), duly authorized by the Board of Director's Resolution dated 11 November 2015.

IT IS HEREBY RESOLVED AS FOLLOWS:

1.	THAT the Company be and is hereby authorized to accept and be bound by the terms and conditions for the Reflex Cash Management Services which terms and conditions are made available via its website, rhbbank.com.my (refer as “Master Services Agreement”) and that authority is hereby given to  any director as per the Company’s authorized cheque signatories (“Authorized Representative”) to enter into and execute the Application Form and/or any other documents required in relation to the application.

2.	THAT the Company be and hereby acknowledge that the Master Services Agreement is not required to be executed. If required, and where necessary, that the Common Seal of the Company be authorized to be affixed on the Master Services Agreement in accordance with the Articles of Association of the Company; for purposes of obtaining the transactional services under the Reflex Cash Management Services applied for by the Company and made available by the Bank from time to time. The details and specimen signature(s) of the Authorized Representative are set forth under Appendix 1.

3.	THAT the Company be and is hereby authorized to enter into and execute all other documents, instruments, forms, applications, letters of acknowledgement and/or terms and conditions required by the Bank pertaining to the Reflex Cash Management Services or varying the terms and conditions of the Master Services Agreement and that authority is hereby given to the Authorized Representative to accept, enter into and/or execute any and all documents, instruments, forms, applications, letters and/or terms and conditions required by the Bank from time to time pertaining to the Reflex Cash Management Services or any variation to the terms and conditions of the Master Services Agreement.

4.	THAT the acceptance, execution and/or submission of any documents, instruments, forms, applications, letters of offer and/or terms and conditions for and on behalf of the Company in respect of the Reflex Cash Management Services prior to the date of this Resolution be and is hereby ratified.

5.	THAT the Company authorizes the appointment of the system administrator (“SysAdmin 1”) and system authorizer (“SysAdmin 2”) identified in the Application Form. In the event of the replacement of SysAdmin 1 and/or SysAdmin 2, the Company hereby authorizes the Authorized Representative to appoint such replacement personnel from time to time and such replacement personnel shall be authorized to act as the SysAdmin 1 (for creation of end users of the Reflex Cash Management Services) and/or the SysAdmin 2 (for the approval of the creation of end users of the Reflex Cash Management Services), as the case may be.

6.	THAT the Company acknowledges and agrees that through the appointment of SysAdmin 1 and SysAdmin 2, as well as the creation of the end user by SysAdmin 1 and SysAdmin 2, the Company authorizes SysAdmin 1, SysAdmin 2 and the end user to act for and on behalf of the Company to access and/or use the Reflex Cash Management Services, including without limitation the acceptance of terms and conditions or submission of forms, applications or documents, whether physically, electronically or otherwise (as the case may be).

7.	THAT the Company authorizes the Bank to issue to SysAdmin 1 or SysAdmin 2 and to accept on the Company’s behalf, the passwords, tokens, digital certificate and any other identifiers or security codes required by the Company for access and/or use of the Reflex Cash Management Services.

8.	THAT the Company acknowledges and agrees that the Bank shall be under no obligation nor liability to inquire from the Company or otherwise verify the capacity or authority of the person (i) accepting, entering into and/or executing the Master Services Agreement and any and all other documents, instruments, forms, applications, letters and/or terms and conditions required by the Bank from time to time pertaining to the Reflex Cash Management Services or any variation to the terms and conditions of the Master Services Agreement and the Bank may treat such acceptance, entrance and/or execution as authorized by and binding on the Company; or (ii) accessing and/or using the Reflex Cash Management Services and the Bank may treat such person’s access and/or use of the Reflex Cash Management Services as authorized by and binding on the Company.

9.	THAT the accounts of the Company identified in the Application Form shall now and from time to time be made available for access and/or use by the Company in relation to the Reflex Cash Management Services provided by the Bank to the Company.

10.	THAT after the execution of the Master Services Agreement by the Bank and the Company and all other documents, instruments, forms, applications and/or terms and conditions required by the Bank, authority is hereby given to SysAdmin 1, SysAdmin 2 and the end user to access and/or use the Reflex Cash Management Services using the Company’s Account(s). 

11.	THAT a certified true copy of this Resolution be furnished to the Bank and that this Resolution shall remain in force until notice in writing to the contrary is given to the Bank by the Company.

Certified correct,

_______________________________ 		_______________________________ 
Director	Director

Appendix 1

Details and Specimen Signature of the Authorized Representative
Pursuant to this Resolution, the details and specimen signature of the Authorised Representative are as follows:

	    Name		Designation		NRIC No.		Specimen Signatures	(i)								

(ii)	

(iii)								

(iv)								

(v)								

(vi)																		

*Please attach Photocopy of NRIC/Passport No.